Our Services

While I pride myself on offering no financial products to speak of, while remaining totally independent and free to offer unbiased advice to clients, I do offer a range of services commensurate with my areas of expertise.

Investment Planning

Tax Advice

Estate Planning

Insurance Consulting

Retirement Planning

What makes Back In The Black so different, is that we run a fee-only model, whereby we manage no assets directly, and sell no products of any kind. Rather, we rely completely on a pay -for-service model, because we know that our expertise and competence, as well as our laser-like focus on quality investments and costs will enure to clients' benefit. The rather amazing thing is the lack of commitment from either party. This flexible mandate allows clients to use our services as long as they feel satisfied, but because we maintain no custodial relationships, nor sell any products; the nature of the relationship is entirely reliant upon continued service and expert advice. Clients determine whether the value added is of sufficient benefit to warrant the nominal hourly cost.

A New Vision

"An investment in knowledge pays the best interest."

-Benjamin Franklin

Ben Black

Personal Wealth Planner

Ben has a wealth of experience in the Financial Services industry, working at such firms as Northwestern Mutual, MetLife, BB&T, SNL Financial, LPL Financial, and most recently Edward Jones. Having finally decided to strike out on his own, Ben established "Back In The Black Wealth Management, LLC." The semi-eponymous firm adheres to a fee-only model by design, as Ben's main focus is on controlling client costs, avoiding conflicts of interest, and remaining flexible and independent so that true objectivity can lead to unbiased and quality investment selection and management. Ben is currently enrolled in the University of Richmond's Certified Financial Planner's Program, and expects to sit for the CFP exam in November 2017. In college, as an undergraduate at the University of Mary Washington, Ben majored in History. Finally, Ben is a native Charlottesvillian, having graduated from Charlottesville High School in 2005, and even worked at Monticello in 2006 and 2007. Ben's family has extensive ties to UVA, from siblings to parents, to grandparents.

Please call me for an initial consultation

(540) 207-7869